Unlocking the Power of a Credit Card
Credit cards are important when it comes to personal finance due to their multi benefits. Credit card debt helps to build ur personal credit score by also improving your credit history, which opens doors to many opportunities in the future from getting the best deal on a car loan all the way from purchasing your dream home. Cardholders can also enjoy rewards and benefits, earning cashback or points that provide value over time. Credit cards offer fraud protection and extended warranties, which you would not be having by using an ordinary debit card. Credit cards are often seen as something you should not use however we’ll dive into why maybe you should use it in your personal benefit.
Research from XYZ Study and ABC Research demonstrates that a significant number of millionaires use debt as a leveraging tool to increase their total wealth. Millionaires leveraged borrowed funds at a favorable interest rate that is quite low, and they can maximize their investment from business ventures to liquid investments. In this article we’ll now guide you on leveraging your new found debt to align with your lifestyle.
Chase Ink business unlimited: the best business credit card
If you’re very entrepreneurial driven with big dreams of starting your very own business, then the Chase Ink Business credit card is an absolute game-change. Chase Ink Business is a perfect choice for go-getters who are willing to capitalize the most out of your money. We’ll take you on a dive into what makes this card so incredible and why I have it ranked number 1 of the most recommend card.
Generous Rewards: The Chase Ink Business offers amazing points base system on business-related expenses, including office supplies, internet, cable, and phone services. Every dollar spent can earn you a high number of points.
Bonus Categories: You may receive bonus points that cater to specific needs such as advertising purchases, using chase Business Ink gives you more points then other cards (such as social media ads, and search engine marketing), shipping expenses and travel expenses.
Sign-up Bonus: If you meet the minimum spending requirement, you can receive a Huge sign-up bonus, this bonus offers a $1000 cash back after spending $10,000 in the next three months. This card is perfect to substitute your business expenses to hit this goal and to receive the $1000 immediately.
Employee Cards: Expanding your earning potential is great, by providing your employees with their own authorized user cards. You’ll also be earning rewards on their purchases while also controlling the spending limits.
No Foreign Transaction Fees: If your business involves international purchases such as purchasing inventory from china or other countries then say hello to no transaction Fees, an amazing card for anyone who handles business across the country.
The chase sapphire rpreffered: everyday use credit card
The Chase Sapphire Preferred Card is an amazing card for regular use and offers a combination of rewards, travel benefits. It’s an amazing choice for individuals seeking a credit card that can enhance their everyday spending experience. Here’s why it stands out:
Great Rewards: Sapphire Proffered Card lets you earn rewards on your everyday purchases. 3x points on dining, 1 point per $1 spent on all other purchases, 25% more value on travel. For example, 60,000 points would be considered $750 towards travel. 3x points on online purchases and 5x points on travel purchased through chase!
Flexible Redemption: With this card, you can redeem your points in a few different ways, chase offering lots of options for you. Including travel bookings, gift cards, cash back, and merchandise. This flexibility is hard to beat as compare to other companies and Chase Sapphire has one of the best rewards program out there.
Travel Benefits: If you enjoy traveling like myself, Chase Sapphire is a excellent use for that with the points assisting you. The card provides Rental car insurance like Turo and other well known car rental services, trip cancellation, and travel accident insurance. An amazing part of this card when it comes to travel is that your points can transfer to airline and hotels for potentially higher value.
Shopping Protection: This card also offers purchase protection with most standard goods and extended warranty coverage, providing additional peace of mind knowing you’re backed by using Chase Sapphire.
American Express Platnium Card: premium benefits
One of the absolute best credit card when it comes to rewards and overall benefits is offer by American Express, the card named American Express Platinum. This card provides amazing benefits and which carries a higher annual fee, and mostly recommended if you are already a heavy spender then this card is great for you with a annual charge of $695 a year.
This card is known for travel: The American Express Platinum Card offers a lot of travel perks, all the way from flights to complimentary elite status in hotels. Cardholders also enjoy many exclusive travel experiences and services.
The Rewards are no joke: With the AMEX platinum Card, you can earn reward points on your purchases. These points can be redeemed for its greatest value for travel bookings. If you love to travel this card is perfect for you.
Statement Credits: AMEX card provides statement credits, such as credits for eligible travel expenses and dining purchases. Offsetting your annual charge and practically getting the card at a way lower price taking all this in account of.
Insurance Coverage is out of this world: Cardholder benefits from extensive premium insurance coverage, including purchase protection, extended warrant and car rental loss and damages.
Top Exclusive Access: Owning this beautiful card offers you access to exclusive events, pre sale tickets, and many more special occasions, allowing you to enjoy every entertainment opportunities from concerts to big events. Giving you primary access to not miss any shows.
In conclusion, exploring these features and differences on which credit card works best for you, I hope you found the perfect card that fits your needs. Whether it’s business orientated or the everyday use of the Chase Sapphire Preferred, or the exclusive advantages of the American Express Platinum.
